VWW Guide: Cash Flow and Spending Plans
We work hard for our money. And yet, all too often we wonder why we fall short at the end of the week or month. Furthermore, if we had negative experiences with money in the past, such as during our childhood or within relationships, we may find it hard to pay attention to our money because it brings a sense of discomfort. Or perhaps we were never taught the skills to manage it.
Creating a healthy relationship with your money by understanding and proactively managing the money you bring in and the money you spend can empower you to make thoughtful decisions about how and when you use your money. One way to do this is by understanding your cash flow (income and expenses) and creating a spending plan – a tool to manage your cash flow so that you can meet your financial needs, obligations and wants.
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